FINANCIAL PLANNING-- 02-- Templeton pretends system not collapsing

Here's the "how to begin retirement funding" page on Templeton's site. [+] There's no mention of the need to protect banks or the HBPA-- therefore-- we can reason the Templeton is missing key components of a retirement plan-- the existence and protection of chartered banks-- currently at RISK due to their exposure to the collapse of QUADRILLIONS of dollars of derivatives and hedge funds. It's interesting to consider that Templeton COULD be an idiot-- the thought crosses my mind that ALL financial planners (bean-heads) are idiot-savants. We're being guided by retarded people!!! It's as if you hire a nuthouse to be your advisors. I once worked with retarded people-- nice people really... well behaved.. and we constructed cardboard boxes. I think those guys and the financial advisors should switch jobs. We just MIGHT turn out to be better off.